So you might set up monthly limits for grocery spending, weekly limits for eating out, and annual limits for gifts or big-ticket home renovation items. This online and app-based option lets you set spending limits in a unique way–weekly, monthly, or yearly. Buxfer: Best for setting spending limits and tracking your progress It will also give you ways you can save, including negotiating on your bills, moving money to high-interest savings accounts, and more.įor a mobile-first approach that makes budgeting simpler, PocketGuard is a great option. You put in your bills, and it analyzes your spending and savings goals to create a personalized budget for you. PocketGuard is also great if you don’t want to deal with making your budget. That way, you can spend wisely and confidently. This is the money you have left over after you’ve paid your bills and put money into savings. At any point, you can see what’s in your pocket. Then it tracks your spending automatically. It lets you put your bills and savings goals into the app. This app-based option is great if one of your issues is knowing what money you have left to spend. Here is a list of alternatives to Mint to consider.Ĭost: Free, but users will be presented with ads But there are definitely some other platforms worth looking into. Where the first is more focused on investments with budgeting thrown in, Mint is more focused on budgeting with only a limited amount of investment features.Įmpower and Mint are the two giants in this area, especially when it comes to free budgeting tools. Mint also lets you do some basic investment tracking. You can also set goals for saving or paying off debt. You can create any number of budget categories with Mint, and you can change the budget amounts from month to month. With Mint, you get a nice graphical interface. Then it pulls in your transactions automatically so that you can categorize and tag them according to your budget. It sets up a secure connection to your checking account, credit cards, and other spending sources. Mint is one of the first online budgeting tools to automatically download transactions from various sources. It offers a web app plus apps for iPhone, iPad, Apple Watch, and Android.Ĭost: Free Trial, then as low as $8.25 per month. If you are serious about getting into financial shape and don’t mind investing some extra money, then YNAB could be very helpful to you. YNAB pledges that people save $600 within a month, so you may very well find that it is. It does have a free intro period of 34 days so you can give it a try and determine for yourself if it’s worth it. YNAB charges $11.99/month or $84/year (this option will save you $59). You can also link your credit card accounts, which could be very beneficial if your goal is to pay down debt.įor some, the drawback may be the price (especially considering that there are other free budget apps out there). If you overspend in one area during any given month, YNAB allows you to move money from a different budget category to cover the expense. Linking your accounts creates automated transaction tracking and helps you set up your budgets so you can see what categories you are spending more in, and where you have extra money. YNAB (You Need A Budget) has a clean and simple interface that functions a lot like a spreadsheet you could create (or perhaps have already created) yourself. Empower: Best for a complete view of finances Additionally, we tried to choose different apps that would perform a variety of functions so that you would have a wide selection to choose from, based on your needs. Included in this list are free options, as well as paid options. We then reviewed the specific features of each tool to look for those that offer features that might make sense for a variety of situations and budgets. Many apps we have used extensively over many years. Overview Budget Appįirst, we’ve used each of these budget apps. In this post, we’ll take a look at 12 online tools you can use to help gain control of your money. Spending less than you make is the most important habit to develop if your goal is financial freedom. There are plenty of budget tools available to help you manage your money.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |